The operating systems specialty finance companies run on.

Underwriting, servicing, collections, reconciliation, ledger design, embedded funding and risk, built by people who have run the book.

Book a 30-minute callThirty minutes. We'll tell you which way in fits, or that none does.

The same work, in your language

Lenders, factors and platforms have the same problem as every owner-run company: too much of the operation still runs on spreadsheets, inboxes and people remembering. Here it costs more. A slow servicing workflow shows up as days on the book, concentration you can't see, and a notice that went out late.

What we build

Underwriting systems

Intake, document collection, verification, decisioning, and a file that holds up later.

Servicing and collections

Scheduled outreach that runs itself, debtors reporting their own status, risk-scored queues, and a person stepping in only where the signal says to. See the collections case study

Reconciliation and ledger design

Double-entry from day one, maker-checker on every money movement, and reports that agree with the bank.

Embedded and product funding

Advances, purchase structures and the controls around them, designed by people who know what a regulator, a funder and a bankruptcy trustee will each ask for. See SyncPay

Risk systems

Tiering, headroom, concentration, and the dashboard that shows the owner where the book stands this morning.

Why operators

Eric has spent more than eleven years in factoring and commercial finance, including running a specialty finance company end to end. That covers underwriting, collections, notices, liens and creditor work on a live receivables book, including the parts that go wrong. The systems we build for this industry are the ones he needed and couldn't buy. More about Eric

Proof from inside the industry

80 hrs/weekredirected in collections, across 5,000+ open invoicesA specialty finance company · 5,000+ open invoices. Built first for a company our founder runs. That's why we knew what to build.Read the case study: The collectors stopped chasing everyone.

16,000 calls a monthat a 16% connect rate, with the same three repsIn-house outbound sales · specialty finance. Built first for a company our founder runs. That's why we knew what to build.Read the case study: Sixteen thousand calls a month, same three reps.

Day onedouble-entry ledger, risk tiering and maker-checker, before the first dollar movedSyncPay · lead product role, taken for equity rather than fee. Our founder took the lead product role for equity rather than a fee.Read the case study: A funding product with real controls on day one.

Where to start

Most lenders start with the Verdict, priced in days on the book as well as hours, or with One Fix on the servicing step that hurts most.

Priced in days on the book, as well as hours.

Book a 30-minute callOn the call we'll tell you which way in fits your business, or that none does.